Internal Banking Solutions

Comprehensive Solutions for Liquidity Management, Inter-Company Lending, FX Risk Management, Cash Reporting & Forecasting, and Inter-Company Netting.

Perspectives Management delivers complete in-house banking solutions, removing the need for clients to hire full-time staff or invest in costly technology.

We deliver these solutions to a diverse range of multinational clients across various industries, tailoring them to meet each client’s specific needs. Within these structures, we typically manage cash and liquidity, intercompany lending, FX risk, and intercompany netting. By leveraging economies of scale in expertise and technology, we provide these solutions in a cost-effective and efficient manner.

At Perspectives Management, we understand the complexities of managing multiple bank accounts across various regions and currencies.

That’s why we provide comprehensive in-house banking solutions designed to help you manage cash resources efficiently and maximize process effectiveness.

Our team of experts brings extensive experience in designing and implementing in-house banking solutions for businesses of all sizes. We assist with everything from cash consolidation and cash pooling to intercompany netting and foreign exchange risk management.

By implementing our in-house banking solutions, you’ll gain:

  • Internal Banking Solutions Implementation and Setup: Our team supports every aspect of establishing your in-house bank. We help define the optimal banking structure, select the right banking partners, establish intercompany lending arrangements, and implement intercompany netting systems.

  • Efficient Liquidity Management: Our in-house banking team oversees the daily operations of your liquidity structures. We manage zero balancing, target balancing, notional pools, and multi-currency notional pools across a multi-bank environment.

  • Effective Intercompany Loan Management: Centralizing your intercompany loans within an in-house bank maximizes the efficient use of internal capital. We handle all aspects of intercompany loan portfolios, including settlement, statements, balance tracking, and accounting.

  • Intercompany Netting Solutions: Intercompany netting optimizes balance sheet management and reduces FX exposure from intercompany transactions. We provide turnkey netting solutions, including netting cycle management, technology, and implementation support.

  • Centralized FX Risk Management: Our team collaborates with you to identify and manage foreign exchange risks. We help develop strategies to mitigate these risks and safeguard your business, and we manage the daily activities required to hedge these exposures within your in-house bank structure.

  • Scalability: Our in-house banking solutions grow with your business. We adapt our services to meet evolving needs and support you in achieving your long-term objectives.

Don’t let the complexities of managing an in-house bank slow you down. We can handle everything on your behalf within our SOC 1/SSAE-controlled environment. Get in touch today to learn more about our in-house banking solutions.